Posts Tagged ‘first time buyer’
Everyone seems to be taking a 5 year fixed rate, should you as well?
Everyone seems to be taking a 5 year fixed rate, should you as well? You are about to make an offer on a home and you now have to decide on the dreaded question, “what type of mortgage product should I take?†It is an important question and can be a bit complicated weighing the…
Read MoreWhat does Mortgage Crusher mean? What are you “crushing�??
What does Mortgage Crusher mean? What are you “crushingâ€? Great question! The original intention of “Mortgage Crusher†was for my team and I to promote paying down your mortgage to zero, and as fast as possible. In other words, crush your mortgage to zero. Obliterate it to nothing. Although the name has quickly evolved into…
Read MorePurchase a Home and Customize it!
Purchase a home and customize it! With house prices remaining flat or declining in most parts of the country (other than Vancouver, Toronto and their surrounding areas), I have seen an increase in “Purchase Plus Improvement†mortgages. This is where you purchase or refinance a home and need funds to renovate it, or in mortgage…
Read MoreLast minute Christmas shopping? Give a pre-approval!
Last minute Christmas shopping? Give a pre-approval! If you are STILL unsure of what to get your spouse for Christmas, and it’s been on your “To-Do List” for months to get pre-approved. I am doing rush mortgage pre-approvals up until this Friday the 23rd, so you can surprise them with the good news of buying…
Read MoreDoom and gloom for Oct. 17th…Maybe not!
Doom and gloom for Oct. 17th…Maybe not! You heard correct. A little bit of doom and gloom headed your way on Oct. 17th 2016 if you are a homebuyer… or potentially as a seller for that matter. But, hang in there, let me introduce the light at the end of the tunnel. Honestly! The Government…
Read MoreReal Life Story #2 – New job!
Real Life Story #2 – New Job In the past month I have had two customers with new jobs come to me for a pre-approval. One was a teacher, and the other worked as an office administrator. Both had a similar situation with similar fears, which brought me to writing this. Two complete strangers, two…
Read MoreHead to Head Battle: Realtor VS Private Sale
When I am doing pre-approvals for clients, I get this question all the time: “Is this pre-approval good for both kinds of listings, realtor and private sales?†It is a good question, and I suppose an important one because everyone wants to maximize their house hunting opportunities. For that maximizing reason I understand the desire…
Read MoreMortgage Tips for Nurses and Teachers!
Mortgage Tips for Nurses and Teachers! Hey, all you nurses and teachers out there! If you find yourself looking to buy a home, but don’t think you are ready yet, this is a good article for you to find out for sure. As a health care professional or educator you have a union and/or a…
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