The Mortgage Crusher Blog

Head In Hands

Hang in there! Or not.

By Graham Reimer October 30, 2023

Inflation was up again last month.    It seems to have lost some steam, phew, but the Bank of Canada does not need to be confident. This month they are definitely sounding hawkish.    Not great news.   Not only because it is overall bad news in our faces again, but also because we feel…

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Mortgage Rates and Insights in No Particular Order.

By Graham Reimer June 13, 2022

Mortgage Rates, Products and Insights in No Particular Order Mortgages are NOT an investment, they are the debt (leverage) to help you buy real estate, which is the actual investment. This mental shift is key, knowing fixed rates or variable rates have pros and cons but the purpose of the mortgage is to buy real…

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What You Need to Know About the Down Payment for Rental Property

By Graham Reimer June 1, 2022

Have you been playing with the idea of investing in rental properties? If yes, then maybe it’s time to stop thinking about it and start acting. Do you know that one well-managed rental property can become the foundation for building a reliable source of income during retirement?   Did you also know that a single…

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Quick Mortgage/Market Update during Covid19

By Graham Reimer April 20, 2020

Here is a quick update on the market, in a quick point form fashion which I would be happy to elaborate more on if needed! 🙂 Here is some good news (mortgage related) to brighten your day: – RATES. It is a roller coaster to say the least. We have seen them slide lately in…

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My Mortgage Toolbox App! Run your numbers now!

By Graham Reimer July 26, 2019

Dominion Lending’s My Mortgage Toolbox App … or what I like to call, The Mortgage Crusher App! 😉 Now you can run numbers 24/7 and get some very accurate pre-qualification numbers if you are in a time crunch. Or maybe you simply want to know where you stand financially, but are not ready to apply…

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Everyone seems to be taking a 5 year fixed rate, should you as well?

By Graham Reimer June 24, 2018

Everyone seems to be taking a 5 year fixed rate, should you as well? You are about to make an offer on a home and you now have to decide on the dreaded question, “what type of mortgage product should I take?” It is an important question and can be a bit complicated weighing the…

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Why your Interest Rate should be #3 on your Priority List

By Graham Reimer December 19, 2017

Why your Interest Rate should be #3 on your Priority List The advice I am about to give will seem very backwards coming from a mortgage broker. As much as it pains me to admit I am not the “be all end all” when it comes to the real estate purchase transaction, it is the…

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WE ARE MOVING!

By Graham Reimer September 7, 2017

WE ARE MOVING! I have some good news and some bad news. The good news is we are moving and the space is absolutely gorgeous. I am very excited to call this my new office. The bad new is summer is over and kids are back to school and the regular “grind” has begun. I…

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CMP Young Guns award recipient! Thank you!

By Graham Reimer September 4, 2017

CMP Young Guns award recipient! Thank you! I made the list!!! Thank you!!! These are always the most awkward posts of the year for me, but I have to say thank you because I do not receive any awards without YOU! I have made it back on the list for the national CMP Young Guns…

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Should I get a car loan to build my credit???

By Graham Reimer May 2, 2017

Should I get a car loan to build my credit??? Great question! It honestly is. I find the question “should I get a car loan?” is born out of legitimate questioning from a client wanting to make their credit score better and fast… Rather than, “how can I get a sweet new ride and say…

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